Terms & Conditions

Effective Date: January 1, 2025
Last Updated: January 1, 2025

Welcome to Financial Insights Blog. These Terms and Conditions ("Terms") govern your access to and use of our website located at farisalan.com (the "Website") and all related services, features, content, and applications offered by Financial Insights Blog ("we," "us," or "our").

Please read these Terms carefully before using our Website. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Website.

1. Acceptance of Terms

By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. These Terms constitute a legally binding agreement between you and Financial Insights Blog.

We reserve the right to modify, amend, or update these Terms at any time without prior notice. Your continued use of the Website following any changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically for any updates.

2. Eligibility and Account Registration

2.1 Age Requirement

You must be at least 18 years of age to use this Website. By using the Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

2.2 Account Creation

Certain features of the Website may require you to create an account. When creating an account, you agree to:

We reserve the right to suspend or terminate your account if any information provided is inaccurate, fraudulent, or violates these Terms.

3. Use of the Website

3.1 License Grant

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for personal, non-commercial purposes.

3.2 Prohibited Uses

You agree not to:

4. Intellectual Property Rights

4.1 Ownership

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, design, selection, arrangement, and compilation) are owned by Financial Insights Blog, its licensors, or other providers of such material and are protected by United Kingdom and international copyright, trademark, patent, trade secret, and other intellectual property laws.

4.2 Trademarks

The Financial Insights Blog name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Financial Insights Blog or its affiliates or licensors. You must not use such marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on the Website are the trademarks of their respective owners.

4.3 Restrictions

You may not:

5. User Content

5.1 Responsibility for User Content

The Website may allow you to post, submit, publish, or display comments, reviews, feedback, questions, and other content ("User Content"). You are solely responsible for your User Content and the consequences of posting or publishing it.

5.2 License to User Content

By posting User Content on the Website, you grant us a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to use, reproduce, distribute, prepare derivative works of, display, and perform your User Content in connection with the Website and our business operations.

5.3 User Content Standards

User Content must not:

5.4 Monitoring and Enforcement

We have the right to:

6. Financial Information Disclaimer

IMPORTANT INVESTMENT DISCLAIMER

The content provided on this Website is for informational and educational purposes only and should not be construed as financial, investment, legal, or tax advice.

6.1 No Professional Advice

The information, articles, analysis, and opinions expressed on this Website are provided for general information purposes only. They do not constitute professional financial advice tailored to your individual circumstances. We are not financial advisors, and nothing on this Website should be interpreted as personalized investment recommendations.

6.2 Investment Risks

All investments carry risk, including the potential loss of principal. Past performance is not indicative of future results. The value of investments can go down as well as up, and you may not get back the amount you invested.

6.3 No Guarantees

We make no representations or warranties regarding the accuracy, completeness, timeliness, or reliability of any information on the Website. Market conditions change rapidly, and information may become outdated.

6.4 Consult Professional Advisors

Before making any investment decisions, you should consult with qualified financial, legal, and tax professionals who can assess your individual circumstances and provide personalized advice.

6.5 Third-Party Links and Information

The Website may contain links to third-party websites or reference third-party products and services. We do not endorse, recommend, or assume responsibility for any third-party content, products, or services. Any reliance on information from third-party sources is at your own risk.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, FINANCIAL INSIGHTS BLOG, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

THIS LIMITATION APPLIES EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND REGARDLESS OF THE LEGAL THEORY UPON WHICH LIABILITY IS BASED (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE).

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT YOU PAID TO US, IF ANY, FOR ACCESSING THE WEBSITE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

8. Indemnification

You agree to defend, indemnify, and hold harmless Financial Insights Blog, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

9. Third-Party Services and Links

The Website may contain links to third-party websites, services, or resources that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such third-party content, goods, or services available on or through any such websites or services.

10. Analytics and Cookies

We use third-party analytics services, including Google Analytics and Facebook Pixel, to analyze how users interact with our Website. These services use cookies and similar technologies to collect and analyze information about Website usage.

For more information about how we use cookies and how you can manage your cookie preferences, please refer to our Privacy Policy.

11. Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason whatsoever, including but not limited to:

Upon termination, your right to use the Website will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

Any legal action or proceeding arising out of or relating to these Terms or the Website shall be brought exclusively in the courts located in the United Kingdom, and you consent to the personal jurisdiction of such courts.

13. Dispute Resolution

13.1 Informal Resolution

Before filing a formal legal claim, you agree to first contact us to attempt to resolve any dispute informally. We will attempt to resolve the dispute through good faith negotiations within 60 days.

13.2 Arbitration

If informal resolution fails, any dispute arising out of or relating to these Terms or the Website shall be resolved through binding arbitration in accordance with the rules of the London Court of International Arbitration (LCIA), except where prohibited by law.

13.3 Class Action Waiver

You agree that any arbitration or proceeding shall be limited to the dispute between you and us individually. To the full extent permitted by law, you agree that disputes will be arbitrated only on an individual basis and not as a class, consolidated, or representative action.

14. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired. The invalid or unenforceable provision shall be replaced with a valid, enforceable provision that most closely matches the intent of the original provision.

15. Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver of any provision of these Terms will be effective only if in writing and signed by us.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on the Website, constitute the entire agreement between you and Financial Insights Blog regarding your use of the Website and supersede all prior agreements and understandings, whether written or oral.

17. Force Majeure

We shall not be liable for any failure or delay in performance under these Terms due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

18. Assignment

You may not assign or transfer these Terms or your rights and obligations under these Terms without our prior written consent. We may assign or transfer these Terms or our rights and obligations at any time without restriction or notice.

19. No Agency Relationship

No agency, partnership, joint venture, or employment relationship is created between you and Financial Insights Blog as a result of these Terms or your use of the Website.

20. Contact Information

If you have any questions, concerns, or disputes regarding these Terms, please contact us:

Financial Insights Blog
66 Stacey Bypass North Graham
BN41 1PT
United Kingdom

Email: info@farisalan.com
Phone: +442077921273

Company Registration Number: 84058074


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